f1S2UB9h

1class StripeManaged < Struct.new( :user )
2
3  ALLOWED = [ 'US', 'FI' ]
4  COUNTRIES = [
5    { name: 'United States', code: 'US' },
6    { name: 'Finland', code: 'FI' },
7  ]
8  def create_account!(company, admin, tos_accepted, ip)
9    return nil unless tos_accepted
10    country_code, currency = country_info(company.company_country)
11    @account = Stripe::Account.create(
12      stripe_account_info(company, country_code, currency, ip, admin)
13    )
14    puts @account
15    update_company_account(@account) if @account
16    @account
17  end
18
19  def update_account!( params: nil )
20    if params
21      if params[:bank_account_token]
22        account.bank_account = params[:bank_account_token]
23        account.save
24      end
25
26      if params[:legal_entity]
27        # clean up dob fields
28        params[:legal_entity][:dob] = {
29          year: params[:legal_entity].delete('dob(1i)'),
30          month: params[:legal_entity].delete('dob(2i)'),
31          day: params[:legal_entity].delete('dob(3i)')
32        }
33
34        # update legal_entity hash from the params
35        params[:legal_entity].entries.each do |key, value|
36          if [ :address, :dob ].include? key.to_sym
37            value.entries.each do |akey, avalue|
38              next if avalue.blank?
39              # Rails.logger.error "#{akey} - #{avalue.inspect}"
40              account.legal_entity[key] ||= {}
41              account.legal_entity[key][akey] = avalue
42            end
43          else
44            next if value.blank?
45            # Rails.logger.error "#{key} - #{value.inspect}"
46            account.legal_entity[key] = value
47          end
48        end
49
50        # copy 'address' as 'personal_address'
51        pa = account.legal_entity['address'].dup.to_h
52        account.legal_entity['personal_address'] = pa
53
54        account.save
55      end
56    end
57
58    user.update_attributes(
59      stripe_account_status: account_status
60    )
61  end
62
63  def legal_entity
64    account.legal_entity
65  end
66
67  def needs?( field )
68    user.stripe_account_status['fields_needed'].grep( Regexp.new( /#{field}/i ) ).any?
69  end
70
71  def supported_bank_account_countries
72    country_codes = case account.country
73                    when 'US' then %w{ US }
74                    when 'FI' then %w{ FI }
75                    end
76    COUNTRIES.select do |country|
77      country[:code].in? country_codes
78    end
79  end
80
81  protected
82
83  def account_status
84    {
85      details_submitted: account.details_submitted,
86      charges_enabled: account.charges_enabled,
87      transfers_enabled: account.transfers_enabled,
88      fields_needed: account.verification.fields_needed,
89      due_by: account.verification.due_by
90    }
91  end
92
93  def account
94    @account ||= Stripe::Account.retrieve(user.stripe_user_id)
95  end
96
97  def country_info(country)
98    case country
99    when 'Finland'
100      %w(FI eur)
101    when 'United States', 'USA'
102      %w(USA eur)
103    end
104  end
105
106  def stripe_account_info(company, country_code, currency, ip, admin)
107    {
108      managed: true,
109      country: country_code,
110      business_name: company.company_legal_name,
111      business_url: company.company_website,
112      external_account: {
113        object: 'bank_account',
114        account_number: company.company_iban,
115        country: country_code,
116        currency: currency,
117        account_holder_name: company.company_legal_name,
118        account_holder_type: 'company'
119      },
120      legal_entity: {
121        additional_owners: nil,
122        dob: {
123          day: admin.admin_birth_day,
124          month: admin.admin_birth_month,
125          year: admin.admin_birth_year
126        },
127        first_name: admin.first_name,
128        last_name: admin.last_name,
129        personal_address: {
130          city: company.company_city,
131          postal_code: company.company_zip,
132          line1: company.company_street_address
133        },
134        address: {
135          city: company.company_city,
136          country: country_code,
137          line1: company.company_street_address,
138          postal_code: company.company_zip
139        },
140        business_name: company.company_legal_name,
141        business_vat_id: company.company_tax_id,
142        business_tax_id: company.company_tax_id,
143        phone_number: company.company_phone,
144        type: 'company'
145      },
146      tos_acceptance: {
147        ip: ip,
148        date: Time.now.to_i
149      }
150    }
151  end
152
153  def update_company_account(stripe_account)
154    user.update_attributes(
155      currency: stripe_account.default_currency,
156      stripe_account_type: 'managed',
157      stripe_user_id: stripe_account.id,
158      secret_key: stripe_account.keys.secret,
159      publishable_key: stripe_account.keys.publishable,
160      stripe_account_status: account_status
161    )
162  end
163end